Jarrod Suda
Guide
A writer and editor at Monito, Jarrod is passionate about helping people apply today’s powerful finance technologies to their lives. He brings his background in international affairs and his experiences living in Japan to provide readers with comprehensive information that also acknowledges the local context.
Byron Mühlberg
Reviewer
Monito's Managing Editor, Byron has spent several years writing extensively about financial- and expat-related topics.
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Read moreWhether you’re buying a new phone or planning a trip abroad, you’ll need to decide: eSIM or physical SIM?
I'll walk you through my experience with both, share what I’ve learned, and show you why I lean toward eSIMs — especially for travel. Plus, check out Simsurf’s eSIM comparison engine to help you find the best plan in seconds.
Just a few years ago, physical SIM cards were the only option available. These little plastic chips slide into your phone’s tray, acting like a key to connect you to a carrier like AT&T or Verizon. They’re very straightforward, but also easy to lose if you’re swapping them out.
An eSIM is a digital chip in your phone. Instead of popping in a physical card, you can just scan a QR code or use an app to download an eSIM for your network carrier. This allows you to switch networks without touching a SIM tray.
Now that you know what eSIMs and physical SIMs are, let’s take a look at th advantages and drawbacks of eSIMs to see why they’re becoming so popular.
Brett Jordan @UnsplashPhysical SIMs still have their place. Here’s why you might still want to use one for your phone:
eSIM support started popping up in mainstream phones around 2020. We've cataloged every eSIM-compatible phone on this list 👈
Some newer phones, like the latest iPhones, ditch physical SIM slots entirely. Others support both, which I find handy for testing.
Note: If you’re buying a phone, check the specs — some models, especially from China, do not support eSIMs.
Madi MoralesAs a frequent traveler, I can’t overstate how eSIMs have simplified my trips. Instead of landing and scrambling for a local SIM at an airport kiosk, I buy an eSIM plan before I fly. I scan a QR code, and I’m online in minutes — no language barriers or lost SIMs to worry about.
Apps like Airalo and Holafly make it even easier to top up data or manage plans on the go. Top up instantly through the apps. Many eSIM providers support features like VPNs, hotspots, and 5G, plus coverage across multiple networks for reliability in both cities and rural areas.
Physical SIMs tend to be a hassle abroad. Swapping cards risks losing your home SIM, and finding a store in a new country isn’t always easy.
To find the best deal, use Simsurf’s eSIM comparison engine, which compares plans for over 200 countries, factoring in data size, trip length, and price. We often offers discount codes to save you money, ensuring you get the cheapest and most reliable plan for your adventure 👇
In my tests, eSIMs and physical SIMs deliver identical connectivity. Both use the same 4G/5G networks, so signal strength depends on the carrier’s coverage, not the SIM type.
Where eSIMs shine is flexibility — I can store multiple profiles and switch networks instantly without swapping cards. Physical SIMs require manual swaps.
The choice between eSIM and physical SIM depends on your needs, but I am team eSIMs for most cases.
Major U.S. carriers like AT&T, Verizon, and T-Mobile all support eSIM for domestic phone plans. For international travel, eSIMs are unmatched for convenience.
The main advantage of a physical SIM is that it can stay active as your long-term primary plan while you experiment with eSIMs for short-term needs, like free carrier trials or international travel plans. After you've done your tests, feel free to make the switch to eSIM.
Simsurf’s eSIM comparison engine is a great tool to find the best travel eSIM plan, comparing options across 200+ countries for the cheapest and most reliable data 👇